How to ask someone to pay back money they owe you
Asking for money back can feel more awkward than lending it was. Stating the amount and a date keeps it practical and avoids a vague promise.
Tonecraft lets you rehearse it first. Describe what is happening, choose gentle, direct or firm, and walk through six turns. At each turn you see three ways they might answer.
A way to open
I need to bring up the money I lent you in the spring. I need it back. Can you pay it by the end of the month, or tell me what you can pay now?
Three ways they might answer. Each is plausible, not a prediction of what they will say.
Hears you out
You're right, it's been too long. I can send half today.
Pushes back
I thought it was more of a gift. You never said when.
Brushes it off
I'll pay you when things settle down.
Your first five rehearsals are free. No card needed.